Banking & Beyond.

A smarter way to spend, save, and manage your money.
Fully digital. Fully yours.

TAM App

Your money, finally
working for you.

Earn on every purchase, send to friends instantly,
and track it all in one clean app.

TAM App
TAM App
TAM App

Your card.
Your style.

Choose from custom card designs that match your personality and make your wallet feel more personal.

Everything you need.
In one app.

TAM gives you the tools. You do the living.

Get started in minutes.

Open your account digitally and access your banking experience without paperwork or branch visits.

Smarter allowance transfers.

Receive, manage, and track allowances directly through the app with a more flexible digital experience.

Make it yours.

Personalize your app themes, icons, and card designs to match your style.

Stay in control.

Freeze cards, manage limits, view PIN details, and control your cards anytime from your phone.

Show off your digital card.

Choose from a collection of cool designs. New collections drop regularly.

Built for everyday banking.

From fast transfers to smart card controls, TAM gives you the tools to manage your money with ease.

Partner Offers

More than
banking perks.

Discover offers, discounts, and experiences from brands and places you already love.

Al Mutawa Pharmacy
Alfuhood
Cafeteria Al Dhahiya
Caldo
Car Spa
Cavaraty
CB&L
Chilis
Deep Clean
DRM LND
Ermine Cafรฉ
Ermine Perfume
Intersport
J's Bakery
Jazeera Airways
Johnny Carino's
JYSK
Khaleet
Miss Platinum
New Balance
Ocean Basket
ON GO
Reebok
The Athlete's Foot
Top Antek
Wiyak
Golden Badge

Unlock the
Golden Badge.

Transfer your allowance to TAM and unlock exclusive rewards, premium benefits, and a new level of perks.

Free

Free prepaid card

Skip the issuance fee and get started instantly.

Double

Double TAM Points

Earn more from your everyday spending.

Refer

Refer & earn

Invite friends and unlock extra rewards together.

Exclusive

Exclusive Card Design

Get a unique card design when you unlock your Golden Badge.

Offers

Special Offers

Exclusive offers and surprises just for you.

Powered by brands you love

TAM partners with leading brands and experiences to bring more value to your everyday lifestyle.

Samsung Alfuhod V-THRU Cavaraty New Balance Caribou Coffee Xbox Deliveroo Keeta PASS Chilis Reebok JYSK Jazeera Airways

Rewards that
feel rewarding!

Earn points through your everyday activity and redeem them for cashback, offers, and exclusive benefits.

2,450
points
TAM Badge
Solo
Cashback 0.250 KWD โ€บ
You need 2,550 more to reach Hero
Solo Hero Super Hero

Made to match
your lifestyle.

Designed for everyday spending, rewards, and digital flexibility.

No annual fees Instant digital access App-first controls

Free Debit Card

A digital-first debit card built for everyday spending, transfers, and smarter money management.

TAM rewards program Cashback opportunities Exclusive offers

TAM Prepaid Card

A prepaid experience designed for rewards, personalization, and lifestyle benefits.

Why TAM

Honestly, it's just better.

01

No Minimum Balance

Open with whatever you have. Even zero. We don't judge.

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02

Instant Virtual Card

Ready the second you sign up. Shop online right away.

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03

Zero Hidden Fees

What you see is what you pay โ€” which is usually nothing.

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04

Instant Transfers

Send money to friends in seconds. No delays, no drama.

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05

Rewards Every Purchase

Points for coffee, groceries, apps โ€” spending pays back.

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06

Ages 15+ Welcome

No need to wait until 21 to take control of your money.

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Why Trust Us

Bold product.
Serious backing.

Backed by Kuwait Finance House
KFH is one of the largest Islamic banks globally.
Fully Sharia-Compliant
Ethical banking designed from the ground up.
Bank-Grade Security
Real-time protection and biometric access.
Licensed & CBK Regulated
Full Central Bank of Kuwait oversight.

Your next move
starts with TAM.

Experience a smarter way to bank with digital tools, rewards, personalized experiences, and trusted Islamic banking all in one app.